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Best Overall Fair Credit LoanUpstartStarting at 5.22% APRBest for Bad CreditUpgradeStarting at 5.94% APRBest for Fast FundingRocket LoansStarting at 5.87% APRBest for No FeesDiscoverStarting at 5.99%APRby Timothy MooreContributor Having a strong credit score makes getting any kind of loan — including a mortgage, an auto loan and personal loans — much easier. But what about borrowers with fair credit? Because paying off a loan in monthly installments without missing a

by Lisa Rowan, Rachel Christian, CEPF®A payday loan can offer a quick reprieve from unexpected expenses or temporary tough luck.But if you don’t have enough money to pay back the loan next payday, you may need to take out another loan — or roll your balance into a new loan with interest rates that can exceed 300%.More than a dozen states have banned high-interest, short-term loans, but it’s still easy

by Rachel Christian, CEPF®Senior Writer It’s hard to rebound from financial shocks in retirement. Job loss, divorce, a health emergency or a death in the family can strap your resources, deplete your savings and leave you wondering what comes next. Economic volatility and soaring inflation only add to the stress. If you’re an older American struggling to afford housing, it’s important to understand your options. There are federal, state and

by Tiffany ConnorsEditor/WriterThey say that teaching is a calling. It’s just not typically a calling to money.If you’re an educator facing a pile of student debt, the good news is that there are multiple loan forgiveness programs specifically for teachers.You don’t need to be a math teacher to realize that the $30,000-plus average amount of student loans to get a bachelor’s degree would be tough to pay off on a

by Mike BrassfieldSenior WriterHiring is a huge headache. Finding new employees is a pain. Why not make finding qualified candidates as easy on yourself as possible?If you’re hiring online, you’ll quickly find dozens of different job boards and online recruiting platforms, in all shapes and sizes. How are you supposed to know which one is best for you?Consider going with the one with more than 25 years of experience —

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy husband cannot stay at one job long enough to benefit him. It seems like every six months to a year, he is finding a new place to work. I know why he does it. It’s to make more money now, or he isn’t happy with the people he works with. He always comes home and talks about the person he doesn’t