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Dear Penny: Will My Husband's Retirement Ruin Our Daughter's College Plans?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorMy husband and I have an age gap of 15 years between us. We have an 18-year-old daughter getting ready to head off to college come September 2022. My husband will be 63 in that same month and was hoping to retire at 65 like the rest of his siblings, but we just won’t be able to afford the expected family contribution
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Finding Blue Collar Jobs Online

by Quinten PlummerStaff WriterIf you’ve got more experience in the field than in a cubicle, chances are you like to work with your hands and on your feet.For blue collar workers — like most everyone else in the labor force — classified ads in newspapers and billboard job postings have largely been replaced with online job boards and virtual recruiters.Here’s everything you need to know to navigate online job boards
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9 Best Jobs for Teens

by Kari FaberStaff WriterStarting your job search as a teenager can be an important stepping stone toward a financially sound future.Whether you want a job to start saving for college, buy a car or help your family out, making money when you’re in your teens is a smart move. Even though you’ll likely be making minimum wage, working only a few hours a week  will kickstart your savings, build your
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How Does a Prescription Discount Card Work to Lower Medication Costs?

by Nicole DowSenior Writer Medicine is one of those expenses you usually can’t put off. But the cost of prescriptions can make you feel sicker than when you first walked into the pharmacy. According to a recent poll from the Kaiser Family Foundation, about 26% of Americans say they have difficulty paying for their prescriptions. The cost keeps some from taking their prescriptions as directed — cutting pills in half
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Disabled Can Use ABLE Account Tax Break for Housing

by Brynne ConroyContributorDisabled Americans face many financial hurdles, and the high cost of medical care may be the biggest.But when the disabled need to access assistance programs in order to pay for that medical care, there are often asset tests that limit the amount they are allowed to have in savings. And sometimes even the amount they are allowed to earn.This post will introduce one of those rare silver linings
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What Is a Neobank?

by Michael ArchambaultSenior WriterDespite the name, neobanks have nothing to do with the Matrix, and Keanu Reeves won’t be showing up the next time you want to make a deposit. Rather, neobanks are technology companies that provide online banking services that you can access from your digital devices.Neobanks, commonly referred to as “challenger banks,” aim at providing essential financial services, such as savings and checking accounts, with an end goal

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