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If You Have More Than $1,000 in Your Checking Account, Make These 5 Moves

by The Penny Hoarder Staff You’ve done it. You’ve built up a little cushion in your bank account — $1,000! It feels good, right? Those days of checking your account balance in a panic are behind you.Congrats! You’re on the right path. Now it’s time to think about some longer-term goals. What do you want to accomplish next with your money? Do you need to save more? Do you want
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What Is a Tax Credit? Why These Tax Breaks Are So Valuable

by Timothy MooreContributorWhile using tax preparation software or even better, a professional tax preparer can ease the burden of preparing your annual taxes, there’s still some work you’ll have to do on your end.The silver lining of filing a tax return is the potential promise of a refund. And one of the best ways to land yourself in refund territory is by maximizing tax credits and tax deductions. Both are
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When You Donate Blood, You Save Lives and Earn Gift Cards

by Katherine Snow SmithContributor The pandemic and severe winter weather, combined with employees working remotely and no longer lining up for blood drives on the job, are impacting the nation’s blood supply. Supplies are at historic lows across the country and there’s a desperate need for folks to roll up their sleeves and donate blood. To attract donors, blood banks offer gift cards, chances to win money and even tickets
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Pick the Best Cheapest Meal Delivery Service For You

by Kathleen GarvinContributor Meal delivery services, or meal kits, have been around for more than a decade but have grown in number in recent years. You’ve seen the commercials and likely received the direct mailers to your door. And if you live in an apartment building, you might have almost tripped over the 30-plus-pound boxes in the hallway outside your neighbor’s door (the weight from ice packs and filler packaging
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17 Best Coupon Sites for 2022

by Nicole DowSenior Writer Envious of those couponing pros who can fill their shopping carts to the brim and walk out of the store paying hardly anything at all? Well, they didn’t become experts at saving money overnight. If you want to start couponing and make your money stretch further, it’s good to have trustworthy resources at your fingertips. When it comes to the best coupon sites, we love the
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Dear Penny: Should I Forgive the $28K My Bankrupt Parents Owe Me?

Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI lent my parents about $21,000 about eight months ago, and another $11,000 about four months ago. The $21,000 was supposed to be “long term” to help my parents consolidate debt (about two years in my mind), and the $11,000 was supposed to be for one month. They’ve repaid $4,000, but nothing since the second loan was made. My parents had just

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