money

Avoid these 8 Rich Life Traps

The world wants you to be vanilla. It has a funny way of trying to make you conform, though. Nobody will come right out and say it. Instead, they’ll say things like:If you’re an IWT reader, you’re probably going to make some unconventional choices in your life. Maybe you’ll rent instead of buying. Maybe you’ll start a business. Maybe you’ll spend an extravagant amount on a personal trainer.As you build your
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Scared About Your Kids' Future? 7 Things You Can Do Today

by Mike BrassfieldSenior WriterAs it turns out, noticeably more people are scared for their children’s future these days.Yep. According to a survey by financial advice website WalletHub, roughly 13 million more Americans are scared about their children’s financial future compared to last year.Of course that makes sense, what with the COVID-19 pandemic and a rocky economy and all. Still, that statistic stuck with us. So if you find yourself worrying
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The Chime Credit Builder Visa Card Could Help Raise Your Credit Score by 30 Points on Average

by Quinten PlummerStaff WriterA low credit score can haunt you. Mundane tasks like renting a car or signing up for a new cell plan can put you on edge, knowing that your low credit score is always lurking right behind you.Getting a new credit card and making on-time payments is one of the best paths to a better score. But how do you get a credit card when your score
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5 Money-Saving Challenges That’ll Help You Bank More Cash

by Nicole DowSenior WriterWe all know saving money is something we should do, but we often view it as a chore we’ll get around to doing someday.It’s time to flip our perspective and think of saving money as a fun challenge instead.Let’s push ourselves to beef up our emergency funds and stack our cash reserves. Let’s fight for better financial futures — one dollar at a time. Need a game
money

How to Build Good Credit in 10 Painless Steps

by Robin Hartill, CFP®Senior EditorIf you want to whip your finances into shape, here’s a good New Year’s resolution: improving your credit score.A lot of New Year’s resolutions fail because they’re so extreme. Think of all the bonkers weight-loss and money-saving goals that surface at the start of every year.This resolution is different. No extreme measures are required. But there aren’t any shortcuts. Building good credit is a goal you
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The REAL numbers behind Selena Soo’s Rich Life

Tell me how this sounds: … and having enough financial security to make it happen.I’m so excited for this post. Why? Because we’re going to take a deep look at my friend Selena Soo’s Rich Life. Selena is a publicity and marketing strategist running a 7-figure business from Puerto Rico, and she shared REAL numbers with us and tells stories about what living a Rich Life means for her. First, let’s

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