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Real Answers for Life’s Money Challengesby Robin Hartill, CFP®Senior EditorI have requested that one of my grown children include me in their living arrangements to avoid leaving me totally on my own as I get older. That way, I would not have to lean on strangers for help. All I am asking for is a room with a bathroom and kitchen privileges. I would pay them a small monthly fee. I

by Nicole DowSenior WriterThe holidays are the perfect time to eat, drink and be merry. But all that boozing gets expensive.Save yourself some money — and maybe a headache in the morning — with these eight mocktail recipes that skip the pricey liquor but keep all the festive flavors of the season. Serve one of these festive mocktails at your holiday get-together — or indulge in one after a day

by Sarah Li-Cain Vanguard Digital Advisor is the brokerage’s new automated advisor service, combining their low-cost exchange traded funds (ETFs) with some of the services of a traditional financial advisor.Investors can receive a personalized plan to help them reach their retirement goals using varying allocations of Vanguard’s ETFs. Vanguard Digital Advisor is a new offering from the Vanguard Group, a brokerage offering some of the world’s most popular exchanged traded

by Dana Sitar, CEPF®Contributor Axos Bank was one of the first online-only banks. It opened for business on July 4, 2000, as Bank of the Internet USA and grew steadily for nearly two decades before rebranding itself as Axos Bank in 2018. It has a lot of options for checking and just one savings account, plus some solid options for small businesses. But, it’s not perfect and our review of

by Kari Faber Burnout has been a problem since before the pandemic — remember “work hard, play hard”? — but the work-from-home orders made it worse.People were working harder, but with zero work/life balance or space separation and fewer ways to relax and release stress. Burnout was almost inevitable for some.And if you were to quit your job as you bottomed-out mentally, your cash flow would come to a screeching

by Robin Hartill, CFP®Senior EditorRising inflation means higher tax brackets and a larger standard deduction.On Wednesday, the IRS released its 2022 federal income tax rates and brackets. The IRS automatically adjusts tax rates each year to reflect inflation. The breakpoint for each tax bracket will be about 3% higher across the board in 2021. There are seven tax brackets that range from 10% to 37%. You’ll use the 2022 brackets